How long is the online defensive driving course?
The online course is 6 hours long.

After I complete the course, how do I receive the discount on my insurance?
Once you have completed the defensive driving course, you will be mailed your course completion certificate.  Present this certificate to your insurance company to have the discount applied to your policy. 

 How much is the insurance discount?
The New York Defensive Driving Course provides a guaranteed 10 % reduction on the base rate of your liability and collision coverages. This discount last for 3 years.

Is your course New York DMV approved?
Yes!  Our course is provided by American Safety, Inc. and has been approved by the New York State Department of Motor Vehicles.

After I complete the Defensive Driving Course, how do I receive the point reduction?
American Safety, Inc. will directly notify the New York State Department of Motor Vehicles (DMV). The DMV will then update your driving record.

How may points will be removed from my record?
Four points will be reduced from the accumulated points you currently have on your license.

I don't have any points on my license, can I use the point reduction for tickets I might get in the future?
No.  The point reduction does not apply to future violations.  The point reduction is only applied to tickets received prior to completing the course.

New York DMV Approved!
Our On-line Defensive Driving Course is provided by American Safety, Inc and has been approved by the New York State Department of Motor Vehicles for online use.

NY Defensive Driving Online Course is sponsored by American Safety, Inc
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Frequently Asked Questions